The Intelligent Capital Network
Building the essential network
for how commercial capital moves.
CXM Group is a holding company that operates an intelligent national capital network for commercial lending. The CXM networks are not marketplaces or lead generators, but connect commercial loan demand originated by banks, professional services firms, and industry platforms to vetted capital supply provided by private capital firms, banks, and credit unions.
The group comprises two interconnected networks supporting distinct constituents and a financial analytics platform, each designed to address a distinct segment of the commercial capital ecosystem. Together, they form a unified network utility that transforms how commercial lending operates nationwide.
The CXM Group leadership team brings deep experience from Merrill Lynch, Salomon Brothers, Visa, IBM, Amundi Smith Breeden, US Treasury, Fidelity, and Alliance Data — executives who have built and operated critical financial networks and capabilities at scale before.
Capital finds its best path automatically.
A bank encounters a commercial loan opportunity it is unable to fund in-house.
C8 routes the opportunity through the network to qualified private capital providers.
CXM360 analytics power intelligent matching to the right capital source.
Borrower is served, bank retains the relationship, and capital providers access quality deal flow.
Three platforms.
One unified capital network.
Each platform serves a distinct audience while operating as an interconnected whole — enabling capital to flow efficiently across the entire commercial lending ecosystem.
C8 Capital Network is the network connecting banks with private capital providers to ensure every commercial loan opportunity finds the right funding source. When a bank encounters a commercial loan it is unable to fund fully or partially, the C8 Capital Network routes that opportunity to vetted private capital providers and other banks as applicable — enabling the bank to serve its customer, maintain the deposit relationship, and earn fee income, all without competition or conflict.
The C8 Capital Network is the network banks rely on to maximize their commercial lending capacity without adding risk to their balance sheets. It is built specifically for banks and their associations, with governance and pricing designed to align with banking interests.
- Route commercial loans to vetted private capital and other banks when needed
- Retain customer relationships
- Capture risk free deposits
- Earn fee income
- Activate in under 60 minutes — no integration required
- Owned by and distributed through banking associations
CXM Capital Network connects private capital providers and non-bank institutions including credit unions to commercial loan opportunities sourced through a broad set of partner channels and the C8 Capital Network.
Partner channels including SBA programs, registered investment advisors, manufacturer industry platforms, professional services firms, and private equity and venture capital portfolio companies.
- Private capital receives bank-referred loans and participations
- SBA and government lending channel partners
- Professional Services Firms
- Manufacturers including OEMs and suppliers of all sizes
- RIA and wealth management partner channels
- PE/VC firms routing portfolio company capital needs
CXM360 is CXM Group’s proprietary AI-powered analytics platform. It delivers comprehensive “zero party” company assessments through financial data directly ingested from bank accounts and accounting systems, analyzing each business from three distinct perspectives: lender, investor, and management consultant.
The platform answers the three questions that matter: Would you lend to this company? Would you invest? How can this company’s value be improved? Beyond the company level CXM360 provides previously unavailable market insights and benchmarks. CXM360 powers the intelligence across the entire network ecosystem.
- LenderView™ — fundability assessment from a lenders perspective
- InvestorView™ — company operating quality from an investor perspective
- ConsultantView™ — value opportunities and actions for management
- Direct bank account and accounting system integration
- Comprehensive assessments in seconds, not weeks
Built by executives who have done this before.
The CXM Group leadership team brings decades of experience building and operating critical financial platforms and networks at massive scale. This is a team that understands two-sided networks, technology, institutional relationships, regulatory environments, and the network economics required to succeed.
- Merrill Lynch
- Smith Breeden
- Visa
- US Treasury
Interested in learning more?
If you are a private capital provider, credit union, or strategic partner — we would love to hear from you.